Superintendency of Insurance extends dialogue to review civil liability limits in motor vehicles

The working groups will conclude with a definitive document that will integrate all observations and contributions, which will serve as the basis for the entry into force of a new regulation. Santo Domingo. – In order to guarantee a participatory and transparent process, the Superintendence of Insurance (SIS) formally opened the public consultation for the review of the minimum limits of civil liability in motor vehicles, in an act held in the Paraninfo of Juridical Sciences of the Autonomous University of Santo Domingo (UASD). The opening of the working tables was attended by representatives of the country’s transport unions, spokespersons from companies and associations in the insurance sector, as well as jurists, academics and interested citizens, guaranteeing a plural space for consensus, discussion and exchange of ideas. The opening remarks were delivered by the Superintendent of Insurance, Julio César Valentín Jiminián, who highlighted that this space seeks to foster a broad, participatory, and transparent dialogue “that nourishes and consolidates decision-making.” He reiterated the institution’s willingness to listen to the different voices and expand the spaces for deliberation, in an act “not of abuse, but of reflection and meditation”, always putting people at the center of any decision-making.

“We prefer to sacrifice the effectiveness and promptness of the entry into force of any regulations in favor of participation. But to stop changing, transforming and updating due to an eternal process of evaluation or consultations, is also to take away from the State the institutional claws to benefit the most important thing, which is the population,” he affirmed.

Necessary measure for social protection During his intervention, the technical advisor of the SIS, Miguel Villamán, explained with figures and specific data that the recent update of the mandatory insurance rates responds to a technical and legal need to address the magnitude of the traffic problem in the country, which places the Dominican Republic at the forefront in the number of deaths from accidents in Latin America and the Caribbean.

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He pointed out that mandatory civil liability insurance is a pillar of social protection and that its lack of updating causes inequity.

“It is urgent to update the limits and fees, as indicated by the regulations that must be done, since the amounts established more than 20 years ago are insufficient compared to the current cost of medical care, repairs and deaths,” he emphasized.

For her part, Isaura Peñaló, Legal Director of the SIS, explained that both the draft update of the minimum limits of civil liability and a survey open to citizens to present their opinions, contributions and ideas are available on the institution’s website. He pointed out that, according to the established schedule, the next September 25th there will be a second verification and contribution meeting; and on October 31st will be the delivery of the final document with the observations received, for its entry into force on February 9, 2026. “We are ensuring a participatory, transparent, and technically rigorous process, complying with international standards of good regulatory practices and guaranteeing the legitimacy of the resulting regulatory framework,” he expressed. The activity concluded with a question and answer session, in which the participants presented their contributions, suggestions and concerns on the subject, thus fulfilling the objective of promoting dialogue and feedback from the greatest number of actors on an issue so sensitive to the citizenry.