{"id":493830,"date":"2025-12-07T19:02:11","date_gmt":"2025-12-07T23:02:11","guid":{"rendered":"https:\/\/deultimominuto.net\/en\/uncategorized\/appraisals-support-approximately-40-of-the-credit-in-the-national-financial-system\/"},"modified":"2025-12-07T19:02:11","modified_gmt":"2025-12-07T23:02:11","slug":"appraisals-support-approximately-40-of-the-credit-in-the-national-financial-system","status":"publish","type":"post","link":"https:\/\/deultimominuto.net\/en\/economy\/appraisals-support-approximately-40-of-the-credit-in-the-national-financial-system\/","title":{"rendered":"Appraisals support approximately 40% of the credit in the national financial system"},"content":{"rendered":"Santo Domingo. – <\/strong>The Dominican Appraisers Institute (ITADO) <\/strong>assured that around 40.9% of all credit in the national financial system is backed by assessable guarantees.\n\n\n

\u201cAccording to indicators from the Superintendency of Banks, the mortgage portfolio reached RD$404.986 million, with a year-on-year growth of 14%, confirming the strength of the mortgage market and the critical importance of our work\u201d,<\/strong> said Fernando Ram\u00edrez, president of ITADO.<\/p>\n\n\n\n

You may be interested in:<\/strong> http:\/\/Tarjeta para el Bono Navide\u00f1o de este a\u00f1o es Mastercard<\/a><\/p>\n\n\nRam\u00edrez highlighted that in the present year, mortgage rates have remained stable, moving between 10.8% and 11.3%.\n\nAppraisal as the engine of national development\n\nA well-founded report protects credit, guides investment, and ensures fairness in the market, while contributing to the development of the financial system.\n\nA mortgage loan application requires the endorsement of an appraisal, and in our country, ITADO is the only professional organization accredited for such purposes.\n\nVarious governmental and private institutions recognize the work carried out by appraisers, providing transparency and ensuring a fair valuation in accordance with the market.\n\n\n

50th Anniversary of ITADO<\/strong><\/h2>\n\n\n\n

These statements were offered during the Master Lectures Day, within the framework of the guild’s 50th anniversary celebrations.<\/p>\n\n\nThe panelists were Teodosio Cayo, president of UPAV, Alejandro Fern\u00e1ndez, superintendent of banks, Rosanna Ruiz, executive president of the multiple banks association (ABA), H\u00e9ctor P\u00e9rez Mirambeaux, general director of cadastre, and Miguel \u00c1ngel Hern\u00e1ndez Hach\u00e9, expert in asset management.\n\n“From UPAV, we extend our most sincere congratulations to the board of directors and all its members for this historic milestone of reaching its 50th anniversary,” said Teodosio Cayo, president of the Pan American Union of Valuation Associations (UPAV).\n\nThe event was held at the Embassy Suites by Hilton hotel in Santo Domingo and was supported by members and related parties, who also enjoyed a lunch and musical entertainment.\n\nITADO is the only organization of appraisal professionals in the country that groups, represents, and defends the practice and continuing education. It was founded on February 27, 1975, incorporated by the Executive Power through decree No. 1413 of October 24, 1975.","protected":false},"excerpt":{"rendered":"

Santo Domingo. – The Dominican Appraisers Institute (ITADO) assured that around 40.9% of all credit in the national financial system is backed by assessable guarantees. \u201cAccording to indicators from the Superintendency of Banks, the mortgage portfolio reached RD$404.986 million, with a year-on-year growth of 14%, confirming the strength of the mortgage market and the critical […]<\/p>\n","protected":false},"author":4,"featured_media":493831,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_members_access_role":[],"_members_access_error":""},"categories":[4],"tags":[],"class_list":{"0":"post-493830","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economy"},"acf":[],"jetpack_featured_media_url":"https:\/\/deultimominuto.net\/en\/wp-content\/uploads\/sites\/2\/2025\/12\/WhatsApp-Image-2025-12-07-at-6.53.50-PM.jpeg","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/phj1q1-24t0","dum_api":{"author_name":"Redacci\u00f3n De \u00daltimo Minuto","author_image":"https:\/\/deultimominuto.net\/wp-content\/uploads\/2025\/02\/cropped-logo-de-ultimo-minuto-96x96.png","categories_name":["Economy"],"featured_media_url":"https:\/\/cdn.deultimominuto.net\/en\/wp-content\/uploads\/sites\/2\/2025\/12\/WhatsApp-Image-2025-12-07-at-6.53.50-PM.jpeg"},"_links":{"self":[{"href":"https:\/\/deultimominuto.net\/en\/wp-json\/wp\/v2\/posts\/493830","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/deultimominuto.net\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/deultimominuto.net\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/deultimominuto.net\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/deultimominuto.net\/en\/wp-json\/wp\/v2\/comments?post=493830"}],"version-history":[{"count":0,"href":"https:\/\/deultimominuto.net\/en\/wp-json\/wp\/v2\/posts\/493830\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/deultimominuto.net\/en\/wp-json\/wp\/v2\/media\/493831"}],"wp:attachment":[{"href":"https:\/\/deultimominuto.net\/en\/wp-json\/wp\/v2\/media?parent=493830"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/deultimominuto.net\/en\/wp-json\/wp\/v2\/categories?post=493830"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/deultimominuto.net\/en\/wp-json\/wp\/v2\/tags?post=493830"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}