What banks recommend to avoid fraud during Black Friday and Christmas

The Association of Multiple Banks of the Dominican Republic (ABA) called on consumers to reinforce their security measures when making online purchases during Black Friday and the Christmas season, periods in which digital transactions increase and, with them, attempts of fraud and information theft.

The ABA recalled that cybercriminals take advantage of the increase in offers and e-commerce to launch scam, phishing and identity theft campaigns, so it is essential to maintain a preventive attitude and apply good digital security practices.

Among the main recommendations, the ABA suggested using unique and strong passwords, without repeating them across different platforms, as well as activating two-step authentication, especially in email accounts, online banking, and digital stores.

In a press document that includes recommendations from its Cybersecurity Committee, the guild urged to verify the authenticity of the stores and make purchases only on websites whose address starts with https:// and that show the security lock.

The Banking Association recommended being wary of promotions that appear too good to be true, as well as the comments of other users about the products and the business with which the transaction is intended to be carried out.

Other tips to take into account are to prioritize secure payment methods such as virtual cards or digital wallets and avoid using public Wi-Fi networks when making purchase transactions.

The ABA warned that, during this season, attempts to steal credentials and personal data through fake emails that imitate recognized companies, such as banks, messaging platforms or virtual stores, also increase.

To avoid falling into those traps, he advised against accessing links received by email or message and, instead, entering the official website directly. He also pointed out that you should be wary of those messages that urge you to take action quickly.

In this regard, the ABA recalled that it has the Yo Navego Seguro portal (www.yonavegoseguro.org.do), an educational platform created to offer practical guidance to users on cybersecurity, prevention of digital fraud and responsible use of electronic channels.

The Association reiterated that following these recommendations and staying informed through reliable sources helps protect both personal information and financial resources, fostering a culture of digital security that benefits all users of the financial system.

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