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Santo Domingo. - The assets of the Dominican financial system closed December 2025 with a year-on-year growth of 7.9%, reaching RD$4.15 trillion (millions of millions), according to preliminary data from the Superintendency of Banks (SB).
The loan portfolio reached RD$2.39 trillion, after expanding by RD$206 billion (9.5%), which confirms that credit continues to be the main driver of the growth of bank assets. The Superintendent of Banks, Alejandro Fernández W., highlighted the stability and strength of the Dominican financial system – recognized by international organizations such as the IMF – which continues to be a fundamental pillar for the national economy and the well-being of the population.
According to preliminary data from the SB, financial entities concluded December with a balance of available funds —cash on hand and deposits in the Central Bank and other banks— which amounted to RD$659 billion, showing an increase of RD$43.887 billion, for a year-on-year variation of 7.1%. Regarding the behavior of savings, public deposits increased by 10.3% during 2025, reaching RD$2.8 trillion.
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The capitalization level of the financial system measured by net worth continued its growth trend, registering an expansion of RD$52,596 million, for an interannual growth rate of 11.4%. With this, the net worth stood at RD$521,382 million at the end of the year. The data reflects that the banking system is adequately capitalized and with sufficient capacity to absorb unexpected losses. Also, a reduction in the system's leverage levels. Regarding profitability, the indicators reveal a net result of RD$90,445 million, with a year-on-year increase of RD$5,126 million, equivalent to 6.0%. The ROA (return on assets) was at 2.24% in December 2025. Similarly, the ROE or return on equity was at 18.65%, showing that the financial system remains profitable.
