Seguros Reservas registers a solid growth of 96% in 2025

Santo Domingo. -Seguros Reservas closed the year 2025 with unprecedented financial and operational results, consolidating a management characterized by sustained growth, financial prudence and a long-term strategic vision. During the period January-December 2025, the insurer recorded a 96% increase in its net profits, going from RD$1,309 million in December 2024 to a preliminary RD$2,500 million for the 2025 period. Both the technical result and the operating result reflected growths of 37% and 271% respectively, representing net growths of RD$1,594 million and RD$1,319 million, equivalent to a result of RD$5,928 million in the technical part and RD$1,805 million in the operating part.

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With these figures, Seguros Reservas closes the year 2025 with the best financial performance of its 23-year history.

The company's financial strength is equally reflected in its regulatory indicators. At the end of 2025, Seguros Reservas presents a solvency ratio of 3.5 and a liquidity ratio of 2.0, both above the minimum required by the Superintendency of Insurance, which confirms its ability to meet its obligations in a timely manner and sustain responsible growth. These results are complemented by sustained growth in operational activity. As of December 2025, premiums written exceeded RD$26.7 billion, reflecting a year-on-year growth of 7%, while premiums collected increased by 11%, rising from RD$24.41 billion in December 2024 to RD$27.199 billion in December 2025, a net increase of RD$2.789 billion and for the first time a value greater than the written premiums of the same year. In addition to the extraordinary financial indicators, 2025 was marked by a strategic consolidation in institutional management. In terms of digital transformation, the company advanced decisively with the launch and optimization of the Seguros Reservas App, the Virtual Office, the Intermediary Portal, and the Virtual Assistant Sergio, tools that allowed for the improvement of the customer and intermediary experience, the elevation of self-management levels, and the streamlining of response times. This outstanding performance is also supported by the AAA risk rating with a stable outlook granted by Feller Rate, one of the most recognized firms in Latin America, which reaffirms the confidence of insureds, intermediaries, and strategic allies in Seguros Reservas, occupying the second position in the Dominican insurance market.

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The support of its parent company, Banco de Reservas de la República Dominicana, continued to be a fundamental pillar during 2025, strengthening corporate governance, asset stability, and the institutional vision that guides the management of the insurer, as one of its main subsidiaries. With these results, Seguros Reservas projects a 2026 focused on sustainable growth. Communications Department Seguros Reservas
January, 2026