Spanish
Motor Crédito, a Savings and Credit Bank specializing in automotive financing and credit solutions for individuals and businesses, reported financial performance above the system average at the end of October 2025, reaching more than RD$17 billion in assets and registering double-digit growth in its main indicators. The figures were presented during its annual meeting with dealers and concessionaires, in which the local and international economic perspectives for 2026 were also presented.
According to the results presented, the bank's total assets reached RD$17.235 million, equivalent to a year-on-year growth of 12%. The gross loan portfolio stood at RD$13.813 million, for an increase of 15.3%, mainly driven by the financing of vehicles and specialized products. Meanwhile, total deposits amounted to RD$12.395 million, reflecting an expansion of 19%, attributed to the strengthening of public confidence and the dynamism of fundraising.
In her speech, Benahuare Pichardo, executive president of Motor Crédito, highlighted the institutional strength and the strategic significance of the results achieved.
"For Motor Crédito, these results confirm the strength of our model and the relevance of continuing to promote solutions that bring mobility and financing closer to more Dominicans. Having reached this level of growth in such a challenging environment reaffirms our ability to respond with efficiency, proximity, and strategic vision."
The financial entity indicated that these results consolidate its strength within the financial system in a year marked by external pressures and moderation of economic growth. It also added that, in the last five years, the bank has financed more than 40,000 vehicles, reflecting its direct contribution to access to mobility and the commercial development of the country.
During the meeting, economist Raúl Hernández presented an analysis of the local and international situation, addressing the performance of the Dominican economy, the behavior of international reserves, and the external factors influencing the financial environment. In addition, he highlighted the gradual normalization of inflation in the United States, the impact of geopolitical tensions on global markets, and the structural changes experienced by the automotive industry internationally.
Hernández pointed out that the Dominican automotive sector will face a mixed scenario in 2026, with opportunities associated with the greater availability of hybrid and electric vehicles, but also with challenges derived from the behavior of interest rates, the reconfiguration of supply chains, and the slowdown of some productive sectors.
Motor Crédito highlighted that it will continue to strengthen its product portfolio, advancing in its digitalization process and maintaining close work with dealers throughout the country, in a context that will demand timely adjustments and well-founded decisions.
