Spanish
The Dominican banking sector continues to support the development of the national industry, with a credit portfolio that reached RD$164,194 million in December 2025, according to the Report on banking and the national industry 2026, published by the Superintendency of Banks (SB).
The publication highlights that the industrial portfolio grew 9.5% last year, equivalent to RD$14,310 million.
This growth has allowed financing to the industrial sector to continue representing 6.9% of the total portfolio of the Dominican financial system, in addition to being the third sector with the highest participation in the commercial portfolio with 12.6%.
Regarding the price of loans, interest rates maintained a downward trend last year, averaging 10.4%, for a year-on-year reduction of 0.8 percentage points, placing 5.7 percentage points below the rest of the sectors.
According to the SB report, this dynamism of credit to the industrial sector was driven by foreign currency loans, which registered a growth of 23.5%, closing 2025 with US$938.6 million, equivalent to 36% of the total portfolio balance.
Delinquency below average
The 2026 national banking and industry report reveals that the delinquency rate of this important productive sector stood at 0.47% at the end of 2025, registering a variation of 0.03 basis points above the previous year. However, this was below the average of the last five years (0.57%). The level of non-compliance remains below the average of the financial system. In terms of coverage levels, the Loan-to-Value (percentage between the loan amount obtained and the value of the assessable guarantee used as collateral for the loan) of the sector was found to be 42.6% in 2025, thus evidencing adequate coverage levels in case of payment defaults. Regarding the risk classification of the sector portfolio, it is highlighted that as of December 2025, 94.3% of the total had a Prime rating (A and B).
